Are You Scared to be Single Again?

With all of the doom and gloom about the economy bombarding us every time we turn on the TV, it is no wonder people are fearful. With job loss at an all time high, the high rate of foreclosures and a plummeting stock market, most people are nervous. if you are married and your spouse loses his job, you may have to live on one income. But if you are single and lose your income there may be no income coming in at all.

It can be scary to be divorced and single again. At least when you were married there was someone there to share your fears with. Together, you knew you could get through tough times . Now you are all alone and may have to be the primary caregiver and breadwinner in your family. This can feel overwhelming. You may even wonder why you got divorced in the first place. Was your marriage really that bad?

It is easy to let the fear take over but you need to take a deep breath and have some faith in yourself. You will be okay. Being single has many benefits, one is that you are free to call your own shots and create your life exactly how you want it to be. If you feed into all of the negativity that surrounds us nowadays and panic, you will see your worst fears realized.

Being responsible for your own financial and emotional well being can be frightening but it can also be empowering. Now is the time to take control of your emotions and face your fears. Some singles may be tempted to jump back into a relationship again to gain security, but is having so called security worth your freedom and happiness?

Hang in there and have faith. Things will improve, despite all of the dire warnings to the contrary. We will all get through these tough times. By being hopeful and having confidence in yourself as a single person, you will make it on your own.

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When You Can't Afford to Get Divorced...

Due to the current economic conditions, many couples are finding themselves unable to get a divorce. With stagnate home sales, the stock market down and the rise in unemployment, getting a divorce now may

not be financially feasible.

But what if living with your spouse is making you miserable and living in the same house seems like torture? What do you do then? Here are some ways to co-habitat in the same home with a spouse you rather divorce.

First, sit down and make a plan. If their is no hope left for your marriage and no chance for a reconciliation, yet you must live under the same roof, it is crucial that you put your differences aside for a moment and come up with a way to live together civilly. This is especially important if there are children in the house. You cannot continue to fight. You will be scarring you children for life.

Staying in an unhappy marriage can feel like being in prison. But if you cannot afford to separate, you must change you mind set and try to get along with your spouse for the time being. Thinking of your spouse as a friend or a roommate can help. The two you must control your emotions and plan your schedules so that the two of you are basically leading separate lives in the same house. Plan who is responsible for the kids on set days and times. If you are still sharing a bedroom, one of you should move into a spare room or sleep on the couch.

If you view your arrangement as a temporary solution and both of you can control yourself and co-exist without lashing out at each other, you can buy yourself some time until one of you can afford to move out. If however, there is any physical or mental abuse in the marriage, you need to think about moving in with friends or relatives for the time being. If that is not an option and you have no place to go, yet feel like you may be in danger, contact your local woman's shelter for help. You can find agencies online in your town that offer assistance. Remember, no matter how bad your finances are, you should never stay in home with a potentially dangerous spouse.

How the Economy Can Effect Your Divorce..

I really feel for people who are thinking about getting a divorce or in the middle of one right now. With the dire economic conditions we are facing, many couples are going to have less assets to divide and a more difficult time financially supporting two separate households.

It used to be that a couple could count on the equity in their home, 401Ks and other investments to divvy up. With the housing market crisis, stocks plummeting and the cost of living rising, many couples will not have the money available to buy a new home or even live comfortably after a divorce.

Think about this. The longer you take to settle your divorce the greater risk you are at. If you filed for divorce 6 months ago, at that time your assets were worth more than they are worth today. If we continue in this downward economic spiral, your assets will lose more value and you will get less in your divorce settlement. Another scenario that can effect your divorce is if you or your partner loses your job. Child support and alimony payments will surely be affected.

To make matters worse, if you are paying a high priced divorce attorney, his fees will mount while your divorce settlement decreases. So the best advice to divorcing couples now is to settle your divorce as fast as possible. This is no time to fight it out. With assets frozen and unable to be sold during a divorce unless court ordered, you are risking your financial well being.

If you are dealing with a hard headed spouse who has refused to settle so far, maybe it is time you explain to him or her that you will both suffer financially should your divorce drag on. The quicker you reach a settlement, the better chance you have to protect your assets.